This bill mandates that health insurance providers in New Jersey, including hospital service corporations, medical service corporations, health maintenance organizations, and others, must cover expenses for at-home rehabilitation services. The coverage must be provided to the same extent as for any other medical condition under the respective contracts or policies. The bill defines at-home rehabilitation as the treatment of individuals with functional, physical, or mental impairments due to injury or disease, utilizing medical equipment or other means within the individual's home.
The legislation aims to address the challenges faced by individuals recovering from surgery or dealing with debilitating conditions, particularly in light of the COVID-19 pandemic, which has made accessing rehabilitation facilities more difficult. By ensuring that at-home rehabilitation services are covered, the bill seeks to enhance access to necessary treatment while minimizing the risks associated with traveling to healthcare facilities. The act is set to take effect immediately upon passage.