The resolution urges the State Supreme Court to amend the Rules of Court to enhance transparency and access to justice in consumer debt litigation. It highlights the challenges faced by low-income individuals who are often sued by creditors without legal assistance, leading to default judgments that can result in severe financial consequences. The resolution references the Consumer Debt Litigation Index report by the National Center for Access to Justice, which identifies key areas for reform, including creditors' pleading requirements, proof of debt, service of process, and post-judgment practices.

Specifically, the resolution calls for the implementation of recommendations from the NCAJ report that would require creditors to provide detailed information about the debt, ensure proper service of court filings, and demonstrate compliance with statutes of limitations. It emphasizes the need for these amendments to address the imbalance of power between individual debtors and corporate creditors, ultimately aiming to improve the fairness and transparency of the consumer debt litigation process in the state. The resolution concludes by directing copies to relevant judicial authorities for consideration.