This bill requires that all health insurance policies in New Jersey, including group and individual plans, cover the costs of diagnostic and supplemental breast examinations without imposing any cost-sharing requirements on the insured. It prohibits any health insurance policy from being delivered, issued, executed, or renewed unless these benefits are included. The bill defines diagnostic breast examinations as medically necessary evaluations for abnormalities detected through imaging techniques, while supplemental breast examinations are screenings based on personal or family medical history that may increase breast cancer risk.

Furthermore, the bill extends these coverage requirements to high-deductible health plans and catastrophic plans, ensuring that benefits are provided to the same extent as for any other medical condition. It includes specific definitions for terms such as "cost-sharing requirement," "diagnostic breast examination," and "supplemental breast examination," which aids in the clarity of implementation. The provisions apply to all relevant health plans and contracts issued or renewed after the effective date, ensuring individuals have access to essential breast health services without financial barriers.