This bill mandates the New Jersey Transit Corporation (NJT) to implement a contactless payment system for rail passenger services, including light-rail, within 18 months of the bill's effective date. The system must allow customers to purchase one-way tickets using contactless payment methods, load a digital corporation card for ticket purchases, and utilize these digital cards to access train platforms without needing a physical ticket. Additionally, customers will have the option to buy reusable or one-time use physical cards that can also be used for ticket purchases.

The bill allows NJT to charge a reasonable fee for the physical cards, with the stipulation that this fee is waived for individuals with disabilities and senior citizens. Furthermore, as part of the system's development, NJT is required to consider the potential impact on employees and seek alternative employment for any displaced workers. The corporation must also research contactless payment systems already in use in other states to inform its implementation.