This bill requires that all health insurance policies in New Jersey, including group and individual contracts, cover diagnostic and supplemental breast examinations without any cost-sharing for the insured. It prohibits any health insurance provider from delivering, issuing, executing, or renewing policies unless they include these benefits, ensuring that they are treated equally to other medical conditions. The bill also applies to high-deductible health plans to the fullest extent permitted by federal law, thereby enhancing access to essential breast health screenings for individuals at risk of breast cancer.

The legislation defines "diagnostic breast examination" and "supplemental breast examination" according to the National Comprehensive Cancer Network Guidelines, specifying the types of examinations included. It clarifies that these provisions apply to all contracts where insurers can change premiums and extends to catastrophic plans as defined by federal regulations. Overall, the bill aims to eliminate financial barriers to necessary breast health services, promoting early detection and treatment of breast cancer.