This bill mandates that resident and fellow physicians employed by Rutgers, The State University of New Jersey, including University Hospital, and their dependents, be eligible to enroll in the State Health Benefits Program (SHBP) on the first day of their employment. This provision applies to new hires starting on or after the effective date of the act, as well as to current employees who will be eligible for coverage immediately upon the act's effective date.

The legislation aims to address the critical need for timely access to health care coverage, particularly in light of past delays that have resulted in significant health care debt and risks during emergencies. The bill seeks to reinstate the immediate enrollment option that was temporarily available during the COVID-19 pandemic but was later rescinded. By ensuring that eligible physicians and their dependents can access health care coverage without delay, the bill aims to enhance their overall well-being and financial security.