This bill mandates that various health insurance providers, including health, hospital, and medical service corporations, as well as the State Medicaid program, must cover medical expenses related to the treatment of stuttering. This includes both habilitative and rehabilitative speech therapy, which are defined as therapies that help individuals maintain or improve their daily living skills and restore lost skills, respectively. Coverage is required to be provided without prior authorization or any cost-sharing requirements, such as deductibles or copayments, and applies to services delivered in-person or via telemedicine.

The bill outlines that the determination of medical necessity for treatment will be made by the covered person's medical doctor. It applies to a wide range of insurance policies and plans, ensuring comprehensive coverage for individuals seeking treatment for stuttering. The provisions of this act will take effect 90 days after enactment and will apply to all relevant policies, plans, and contracts issued or renewed after that date.