This bill mandates that public and nonpublic schools in New Jersey provide fee-free options for making direct payments for school meals, field trips, activity fees, and other services. It requires that any contract with third-party vendors for payment processing platforms must include clear information on all fees charged, average annual fees incurred by users, and the availability of a no-fee payment option. Additionally, schools must communicate these options and associated fees to parents and guardians when requesting payments.

The legislation emphasizes the need for transparency in payment processing and aims to ensure that families are not burdened by excessive fees when accessing school services. It applies to both public schools and nonpublic schools participating in federally assisted meal programs, ensuring that all students and their families have convenient access to fee-free payment methods. The act is set to take effect immediately and will be applicable from the first full school year following its enactment.