This bill establishes a special enrollment period for individuals whose in-network health care provider leaves their health benefits plan network during the policy or contract period. The Department of Banking and Insurance is tasked with determining the length of this enrollment period, which must be at least 30 calendar days. Additionally, health carriers are required to communicate information about this special enrollment period to affected individuals.

The bill aims to ensure that covered persons have the opportunity to enroll in a new health plan when their current provider is no longer available, thereby enhancing access to necessary health care services. The provisions of this act will take effect 90 days after enactment and will apply to all relevant policies and contracts issued or renewed after that date.