This bill mandates that various health insurance providers, including health, hospital, and medical service corporations, as well as the State Medicaid program, must cover medical expenses related to the treatment of stuttering. This includes both habilitative and rehabilitative speech therapy, which are defined as therapies that help individuals either maintain or improve their daily living skills or restore skills that have been lost. Coverage is to be determined as medically necessary by the subscriber's medical doctor and must be provided regardless of whether services are delivered in-person or via telemedicine or telehealth.

Additionally, the bill stipulates that no prior authorization or other utilization management requirements can be imposed, and there will be no cost-sharing requirements such as deductibles, coinsurance, or copayments for these services. The provisions apply to all relevant health insurance contracts issued or renewed after the bill's effective date, which is set for 90 days following enactment.