This bill mandates that workers' compensation, personal injury protection (PIP), and health insurance plans provide coverage for the medical use of cannabis, contingent upon the individual being a qualifying patient authorized under the Jake Honig Compassionate Use Medical Cannabis Act. Specifically, it amends existing law to clarify that while insurers are generally not required to reimburse for medical cannabis costs, they must do so unless the federal government intervenes to enforce the Controlled Substances Act. The bill also stipulates that if payment to a medical cannabis dispensary is not feasible, the insurer or employer must reimburse the patient directly upon proof of payment.

Additionally, the bill emphasizes the therapeutic benefits of medical cannabis, citing its effectiveness in treating various conditions and potentially reducing reliance on prescription opioids. By ensuring coverage for medical cannabis, the legislation aims to enhance access for patients and may also lower overall costs for insurers by providing a safer alternative to more expensive medications. The bill is set to take effect 90 days after its enactment.

Statutes affected:
Introduced: 24:6I-14