This bill mandates the Commissioners of Human Services and Health to provide essential information to recipients of the Supplemental Nutrition Assistance Program (SNAP), Work First New Jersey Program (WFNJ), and the Special Supplemental Nutrition Program for Women, Infants, and Children (WIC) regarding the risks of card skimming and cloning, as well as the precautions they can take to protect themselves from such fraudulent activities. The bill outlines a claims process for replacing stolen benefits, which will be funded through federal or state resources, depending on availability. Additionally, the commissioners are required to distribute this information at the point of enrollment and recertification, and to make it accessible on their respective websites and at eligibility determination offices.

Furthermore, the bill emphasizes the need for the commissioners to collaborate with electronic benefits card vendors to implement security measures, such as embedding microchips in cards and enabling transaction alerts. It also requires the commissioners to report to the Governor and the Legislature on the number of reported thefts and the amount of benefits replaced, ensuring transparency and accountability in efforts to protect recipients from fraud. The bill includes an appropriation from the General Fund to support these initiatives, and it will take effect seven months after enactment, with provisions for anticipatory administrative actions to establish the claims process.