This bill mandates the Commissioners of Human Services and Health to provide essential information to recipients of the Supplemental Nutrition Assistance Program (SNAP), Work First New Jersey Program (WFNJ), and the Special Supplemental Nutrition Program for Women, Infants, and Children (WIC) regarding the risks associated with card skimming and cloning, as well as the precautions they can take to protect themselves from such fraudulent activities. The bill outlines a comprehensive approach to disseminate this information, requiring it to be provided in writing at enrollment and recertification, as well as through digital formats on departmental websites. Additionally, it establishes a claims process for replacing stolen benefits, which will be funded by either federal or state resources, depending on availability.

Furthermore, the bill emphasizes the need for the commissioners to collaborate with electronic benefits card vendors to implement security measures, such as embedding microchips in cards and enabling transaction alerts. It also requires the commissioners to report to the Governor and the Legislature on the number of reported thefts and the amount of benefits replaced, ensuring transparency and accountability in efforts to protect recipients from fraud. The bill includes an appropriation from the General Fund to support these initiatives, highlighting the state's commitment to safeguarding vulnerable populations against financial fraud.