This bill amends the existing law regarding the offense of using a scanning device or reencoder to defraud. The key updates include the expansion of the definition of the offense to encompass not only the magnetic strips or stripes of payment cards but also the information contained on integrated circuit chips. Specifically, the bill inserts language to clarify that accessing, reading, or storing information from both magnetic strips and integrated circuit chips without authorization constitutes a crime.

Additionally, the bill modifies the language concerning the use of reencoders, allowing for the placement of information from either magnetic strips or integrated circuit chips onto different cards, again without the permission of the authorized user. The intent to defraud remains a critical component of the offense. The bill is set to take effect on January 1, 2027.

Statutes affected:
Introduced: 638:29
Version adopted by both bodies: 638:29
CHAPTERED FINAL VERSION: 638:29
HB1175 text: 638:29