This bill aims to establish consumer protections for digital access transaction kiosks, which have been exploited by scammers to defraud consumers, particularly older adults, by converting cash into digital assets. The legislation introduces a new subdivision to RSA 358-A, which includes definitions for key terms such as "customer," "digital asset," and "operator." It mandates that operators of these kiosks implement specific consumer protection measures, including holding the first transaction of new customers for at least 48 hours, verifying customer identities, and ensuring that transactions are conducted under true identities.

Additionally, the bill sets limits on the amount of digital assets that can be transacted by first-time and existing customers, requires kiosks to display warnings about potential fraud, and mandates the use of blockchain analytics to prevent transactions associated with illicit activities. Operators must also disclose all fees and provide detailed transaction receipts. The act is set to take effect on January 1, 2027, and while it does not anticipate any revenue impact, it may lead to indeterminable expenditures for the state and local governments due to potential changes in judicial and correctional costs.