This bill aims to clarify the responsibilities of employers who choose to pay their employees using debit cards. It amends RSA 275:43, I and II, which outlines the methods and timing for wage payments. The bill specifies that employers must pay wages within 8 or 15 days after the workweek ends, depending on whether the employee is paid weekly or biweekly. It removes the requirement for written authorization from the employee for direct deposit payments and mandates that employers provide at least one free means for employees to withdraw their full wages each pay period if paid by a payroll card. The bill also adds provisions for immediate payment in case of technical issues with the debit card, and requires employers to replace lost, stolen, or damaged employee debit cards within 24 hours of notification.

Additionally, the bill stipulates that employers must provide written disclosure of all wage payment options and terms, including any associated fees. It changes the conditions under which an employer can initiate payment to a payroll card account, stating that this can only occur if the employee fails to provide bank information for direct deposit within 14 days of the employer's request. Employers are also required to notify employees of any changes to the terms or fees associated with the payroll card and must allow employees to discontinue receiving wages via payroll card at any time without penalty. The effective date of the act is set to be 60 days after its passage.

Statutes affected:
Introduced: 275:43