This bill mandates that all individual and group sickness and accident insurance policies, as well as self-funded employee benefit plans in Nebraska, must provide coverage for asthma inhalers when prescribed by a licensed healthcare practitioner. Specifically, the legislation requires coverage for one rescue inhaler and one maintenance inhaler, which cannot be subject to any deductible, copayment, coinsurance, or other cost-sharing arrangements. However, if the insurance policy is classified as a high deductible health plan, the coverage may be subject to the plan's annual deductible to maintain eligibility for a health savings account.

The bill introduces new legal language that clarifies the types of insurance policies affected and the specific coverage requirements for asthma inhalers. It also outlines exceptions for policies that cover specified diseases or limited benefits, ensuring that the legislation is comprehensive while adhering to existing federal laws.