The proposed bill mandates that certain insurance policies in Nebraska must provide coverage for cranial helmets for infants up to one year of age who are diagnosed with deformational plagiocephaly or craniosynostosis. This requirement applies to individual and group sickness and accident insurance policies, as well as hospital, medical, or surgical expense-incurred policies, with specific exceptions for short-term major medical policies lasting six months or less and policies that cover only specified diseases or limited benefits.

Additionally, the bill extends this coverage requirement to self-funded employee benefit plans, as long as they are not preempted by federal law. This legislative change aims to ensure that families have access to necessary medical equipment for their infants without facing prohibitive costs.