This bill establishes new regulations regarding the collection of medical debt by health care facilities and collection agencies in Nebraska. It stipulates that no interest or late fees can be charged on medical debt until ninety days after the due date of the final invoice, and any such fees must not exceed three percent of the total medical debt per year. Additionally, the bill defines medical debt as any financial obligation resulting from the receipt of health care services.

Furthermore, the bill protects individuals' primary residential properties from being subjected to liens or foreclosures for the purpose of collecting medical debt. These provisions aim to provide financial relief and protection to patients facing medical debt, ensuring that they are not unduly burdened by excessive fees or the risk of losing their homes.