This bill introduces new requirements for the admissibility of evidence related to damages for past and future medical expenses in personal injury or wrongful death actions. It defines key terms such as "claimant," "factoring company," and "health care provider," and establishes specific guidelines for the types of evidence that can be presented to prove medical expenses. For instance, evidence for past medical expenses is limited to the amount actually paid, while future medical expenses must adhere to set reimbursement rates based on Medicare or Medicaid. Additionally, the bill mandates that claimants disclose certain information, including letters of protection and itemized billings, as a condition for asserting claims for medical expenses.

Furthermore, the bill imposes a cap of one million dollars on noneconomic damages in civil actions involving commercial motor vehicle carriers, regardless of the number of claims or liability theories presented. It outlines the process for determining noneconomic damages in jury and non-jury trials, ensuring that any awards exceeding the cap are reduced accordingly. Overall, the legislation aims to streamline the process of claiming medical expenses and limit the financial liability of commercial motor vehicle carriers in personal injury cases.