This bill aims to regulate the actions of insurers regarding the use of nonoriginal equipment manufacturer (non-OEM) parts in the repair of motor vehicles. It defines key terms such as "consumer," "insurer," and "nonoriginal equipment manufacturer," and establishes that insurers cannot require the use of non-OEM parts that lack sufficient permanent identification or that do not meet quality standards comparable to original equipment manufacturer (OEM) parts. Additionally, insurers must inform consumers that they are not obligated to accept non-OEM parts and must obtain written consent before using them in repairs.

Furthermore, the bill mandates that insurers provide clear notices to consumers regarding the use of non-OEM parts, including a specific warning about the quality and performance of such parts. It prohibits the use of aftermarket parts for vehicles manufactured within the last thirty-six months unless specified in the policy. Violations of these regulations are classified as a Class I misdemeanor, ensuring accountability for insurers who do not comply with the new requirements.