This bill amends section 44-3614 of the Revised Statutes Cumulative Supplement, 2024, to modify the eligibility requirements for Medicare supplement policies in Nebraska. It mandates that insurance issuers must provide at least one Medicare supplement policy to individuals under sixty-five who are eligible for Medicare due to disability. The bill also introduces an annual thirty-day open enrollment period starting on the applicant's birthday, during which issuers cannot deny coverage, impose medical underwriting, or exclude benefits based on preexisting conditions.

Additionally, the bill allows for premium rate differences between individuals over and under sixty-five, ensuring that premiums for those under sixty-five do not exceed 150% of the premiums for similarly situated individuals over sixty-five. The original section 44-3614 is repealed, and the new provisions aim to enhance access to Medicare supplement insurance for younger individuals with disabilities, aligning their enrollment rights with those of older individuals.

Statutes affected:
Introduced: 44-3614