This bill introduces a new section to chapter 26.1-47 of the North Dakota Century Code, focusing on the methods of dental payment options within preferred provider arrangements. It prohibits any restrictions that limit payment methods to only credit card payments from dental insurers or third-party payors to dental providers. Additionally, it mandates that if electronic funds transfer payments, including virtual credit card payments, are initiated or changed, the dental insurer or contracted vendor must notify the dental provider of any associated fees, provide information on alternative payment methods that do not incur fees, and disclose if they are sharing profits from credit card fees.

Furthermore, the bill stipulates that dental providers or contracted vendors using the automated clearinghouse network to process payments cannot charge fees solely for transmitting payments unless the provider has consented to such fees. However, agents of dental providers may charge reasonable fees for additional services related to transaction management and data management. The terms "dental insurer" and "dental provider" are defined as per section 26.1-36.9-01 of the code.