The bill amends sections of the North Dakota Century Code related to the uniform group insurance program, specifically focusing on health insurance benefits coverage. Key changes include the clarification of definitions, such as the inclusion of "health insurance benefits coverage" to encompass both hospital and medical benefits, and the introduction of a "nongrandfathered health plan" as defined by the Patient Protection and Affordable Care Act. The bill also modifies the structure of the uniform group insurance program, allowing for the division into subgroups based on employee status and eligibility, and specifies the premium structures for retired employees not eligible for Medicare.
Additionally, the bill outlines the conditions under which certain political subdivisions can join the uniform group insurance program, including a minimum participation period and the financial obligations if they withdraw early. It allows retirees from participating political subdivisions to join the program under specific circumstances without meeting the minimum requirements. The effective date for the implementation of this act is set for January 1, 2026.
Statutes affected: INTRODUCED: 54-52.1-01, 54-52.1-02, 54-52.1-03.1