Amends GS Chapter 66 by adding new Article 52 entitled “Financial Responsibility for Certain Motocross Facilities,” including new GS 66-511 through 66-514.
New GS 66-511 defines (1) ATV by reference, (2) Commissioner as the Commissioner of Insurance, (3) motocross facility (a facility with one or more courses and related support facilities featuring natural or man-made obstacles used to conduct races or skills competitions for riders of ATVs or off-road motorcycles), (4) motorcycle by reference, (5) off-road motorcycle, and (6) person.
New GS 66-512 requires a person to carry insurance from an accepted insurer of at least $1 million per occurrence and $2 million in aggregate against liability for injury to persons or property arising out of operation of a motocross facility, or use of such device, to own or operate such facility. Prohibits insurance contract including per person sublimits to liability. Provides (1) notice requirements if policy canceled, suspended, or not renewed; (2) proof of insurance requirements and consequence for failure to provide such proof; and (3) definition of acceptable insurer.
New GS 66-513 gives exceptions to Article’s application including (1) a motocross facility installed on private property, not open to the public, and for which no fee is charged and (2) a motocross facility owned or operated by the State, a unit of local government, or any political subdivision thereof.
New GS 66-514 gives Commissioner rulemaking authority to implement the Article.
Appropriates $50,000 from the General Fund to Department of Insurance for awareness campaign highlighting risks to young riders.
Effective July 1, 2027, except rulemaking authority in new GS 66-514, which is effective when the act becomes law.