This bill aims to revise laws concerning electronic health records by mandating health carriers to establish and maintain specific application programming interfaces (APIs) for the benefit of insured individuals and contracted providers. The required APIs include those for patient access, provider directories, provider access, payer-to-payer exchanges, and prior authorizations, all in compliance with standards set by the Centers for Medicare and Medicaid Services. Additionally, the bill allows for deadline extensions for compliance if a health carrier can demonstrate that meeting the requirements would be unduly burdensome or economically harmful.

Furthermore, the bill addresses the privacy of electronic health records by prohibiting healthcare providers from engaging in information blocking when requesting medical laboratory tests. It stipulates that certain test results must be disclosed to patients within 72 hours after finalization or upon the healthcare provider's direction. The bill also clarifies that it does not modify an individual's right to amend medical records and provides a definition for "electronic health record." The effective date of the bill is set for July 1, 2026, with a provision for severability in case any part of the act is deemed invalid.