The bill mandates that insurers utilizing a wildfire risk score in the evaluation and rating of residential properties must provide specific information to insured individuals or applicants upon request. This information includes the current wildfire risk score, the range of possible scores, the creator of the score, the date it was established, and the key factors that negatively impacted the score. Insurers are required to respond to such requests within 30 days, enhancing transparency in the insurance process related to wildfire risks.

Additionally, the bill updates the terminology from "underwriting" to "residential property evaluation" and clarifies the definition of a "wildfire risk score" as a measure of wildfire risk for residential properties. The bill aims to ensure that property owners have access to critical information that can affect their insurance coverage and understanding of wildfire risks.