This bill amends existing health insurance laws in Montana to expand coverage for hearing loss to individuals of all ages, rather than limiting it to children. Specifically, it revises Section 33-22-128 to remove the age restriction, allowing coverage for any person diagnosed with hearing loss. The bill also stipulates that health insurance plans must provide coverage for the diagnosis and treatment of hearing loss, including necessary medical devices, as prescribed by licensed healthcare providers. The previous language that specified coverage only for children under 18 years of age has been deleted, and the term "person" has been inserted to reflect this broader coverage.

Additionally, the bill amends Section 2-18-704 to ensure that insurance contracts include provisions for continued coverage for individuals who retire or leave their positions, regardless of their eligibility for Medicare. This includes provisions for surviving spouses and children to maintain their group membership under certain conditions. The changes aim to enhance the accessibility of health insurance benefits related to hearing loss and ensure that individuals can retain their coverage as they transition through different life stages.

Statutes affected:
LC Text: 2-18-704, 33-22-128