The proposed bill aims to prohibit discrimination related to firearms in insurance and financial matters within the state of Montana. It establishes a legislative purpose to protect individuals, groups, and businesses from discrimination based on their possession or advocacy for firearms, firearm ammunition, or accessories. The bill outlines definitions for key terms such as "firearm," "ammunition," and "certificate of nondiscrimination," and mandates that entities seeking to offer insurance or financial services must provide a certificate of nondiscrimination as part of their licensing application. This certificate serves as a commitment not to discriminate against individuals based on their firearm-related rights.

Additionally, the bill includes provisions for public access to these certificates, penalties for violations, and the ability for individuals harmed by discrimination to seek legal recourse in district court. It clarifies that the nondiscrimination provisions do not apply to employer-employee contracts or workplace policies. The bill also includes a severability clause to ensure that if any part is found invalid, the remaining provisions will still be enforceable. Overall, the legislation seeks to reinforce the rights of individuals regarding firearms while ensuring compliance in financial and insurance sectors.