Senate Bill No. [number] aims to revise the regulations surrounding unfair trade practices in the insurance industry, specifically regarding automobile body repair businesses. The bill prohibits insurance companies from requiring claimants to use specific repair businesses, engaging in coercive practices, or disregarding repair instructions from original equipment manufacturers (OEMs). Notably, it introduces new provisions that prevent insurers from ignoring OEM repair instructions and safety inspections, while also clarifying that the requirements do not restrict the use of alternative repair parts. Additionally, the bill mandates that insurers provide claimants with a list of nearby repair businesses that meet certain criteria, ensuring that claimants can choose their repair service freely.

The bill also outlines the responsibilities of insurance companies in maintaining direct repair programs and the conditions under which they can limit the number of participating repair businesses. It emphasizes that claimants have the right to select any repair business, even if it is not on the insurer's list, without the insurer being held liable for the quality of work performed. Furthermore, it establishes that it is unlawful for repair businesses to charge claimants more than uninsured customers for services. The act is set to take effect immediately upon passage and will apply to insurance claims made on or after the effective date.

Statutes affected:
LC Text: 33-18-224
SB0356_1(1): 33-18-224
SB0356_1(2): 33-18-224
SB0356_1: 33-18-224