This bill amends Minnesota Statutes regarding individual health plans by eliminating certain requirements for health carriers to discontinue these plans. Specifically, it removes the need for health carriers to provide written notice to the commissioner regarding their intent to discontinue a particular type of individual health plan, as well as the requirement for the commissioner to approve such discontinuations. The bill also modifies the language to replace "issuer" with "health carrier" in the context of discontinuing plans. Additionally, it allows health carriers to discontinue individual health plans without commissioner approval under specific conditions, such as if the plan is not a catastrophic or platinum-level health plan and has fewer than 25 enrollees.

Furthermore, the bill introduces a new subdivision that establishes an exception for health carriers to uniformly modify coverage under individual market health plans. This allows health carriers to make modifications at the time of renewal, provided that the changes are uniform for all individuals with that product and comply with federal or state requirements. The criteria for what constitutes a uniform modification of coverage are also detailed, ensuring that the modifications maintain consistency in service area, cost-sharing structure, and covered benefits, with certain allowances for changes related to medical care costs or regulatory requirements.

Statutes affected:
Introduction: 62A.65