The bill amends Minnesota Statutes 2025 Supplement, section 62A.31, subdivision 1u, to expand the guaranteed issuance of Medicare supplement policies for individuals whose previous coverage was involuntarily terminated or issued by an insolvent issuer. It outlines the criteria for eligible persons, which include those who have lost coverage due to various circumstances such as the termination of an employee welfare benefit plan, changes in Medicare Advantage enrollment, or the insolvency of the issuer. The bill specifies the conditions under which individuals can enroll in a new Medicare supplement policy without facing denial or discrimination based on health status or preexisting conditions.

Additionally, the bill establishes a guaranteed issue period for eligible individuals, detailing the timelines for enrollment based on the circumstances of their previous coverage termination. It also mandates that organizations and issuers notify individuals of their rights regarding Medicare supplement policies at the time of coverage termination. The effective date for these changes is set for January 1, 2027. The bill includes a deletion of certain clauses and the insertion of new language to clarify the provisions related to the Medicare supplement policies.