This bill amends Minnesota Statutes 2024, section 65B.28, to expand premium reductions for automobile insurance to all insured individuals who complete an accident prevention course, rather than limiting it to those aged 55 and older. Specifically, it mandates that insurers provide a minimum premium reduction of at least ten percent for any insured who completes the required course. The bill also removes age restrictions from the rules governing the accident prevention course, allowing all insureds to benefit from the premium reduction upon course completion.

Additionally, the bill outlines that the commissioner of public safety will establish rules for the accident prevention course, which must include curriculum requirements and certification issuance. The course will last a total of four hours, and individuals must complete it every three years to maintain their eligibility for the premium reduction. The amendments also clarify that individuals who have not completed the course for more than three years can reinstate their eligibility for the premium reduction by completing the course again.

Statutes affected:
Introduction: 65B.28