This bill amends Minnesota Statutes 2024, section 65B.28, to expand premium reductions for automobile insurance to all insured individuals who complete an accident prevention course, rather than limiting it to those aged 55 and older. Specifically, it mandates that insurers provide a minimum premium reduction of ten percent for any insured who completes the designated accident prevention or refresher course. The previous requirement that only insureds aged 55 and older could receive this reduction has been removed.

Additionally, the bill requires the commissioner of public safety to establish rules for the accident prevention course, which must include curriculum requirements and certification issuance. The course duration is set at four hours, and individuals must complete the course every three years to maintain eligibility for the premium reduction. The bill also clarifies that individuals who have not completed the course in over three years can regain their eligibility for the premium reduction upon completion.

Statutes affected:
Introduction: 65B.28