This bill amends Minnesota Statutes 2024, section 65B.28, to expand premium reductions for automobile insurance to all insured individuals who complete an accident prevention course, rather than limiting it to those aged 55 and older. Specifically, it mandates that insurers provide a minimum premium reduction of at least ten percent for any insured who completes the required accident prevention or refresher course. The previous language that restricted eligibility to insureds aged 55 and older has been deleted, allowing for broader access to these premium reductions.

Additionally, the bill requires the commissioner of public safety to establish rules for the accident prevention course, which must include curriculum requirements and certification issuance. The course duration is set at four hours, and individuals must complete the course every three years to maintain their eligibility for the premium reduction. The previous age restrictions for course completion and eligibility for premium reductions have also been removed, further facilitating access for all insured individuals.

Statutes affected:
Introduction: 65B.28