The proposed bill establishes a MinnesotaCare Plan designed to expand health coverage options for residents by mandating the commissioner of commerce to seek a section 1332 waiver and requiring the commissioner of human services to request the suspension of the existing MinnesotaCare program. It introduces new definitions and standards for the MinnesotaCare Plan, which must be certified as a qualified health plan. Health carriers are obligated to offer this plan in every county where they provide qualified health plans, ensuring it is clearly labeled and marketed similarly to other options. The bill outlines minimum covered benefits, cost-sharing requirements, and premium structures based on enrollees' income levels, while also specifying eligibility criteria for enrollment, including residency requirements and restrictions on access to other minimum essential coverage.

Additionally, the bill amends various sections of Minnesota Statutes to improve the administration of MinnesotaCare Plans and streamline the enrollment process. Key provisions include requirements for health carriers to submit annual reports on compensation changes for insurance producers and for insurance producers to inform small group purchasers about health plans qualifying for IRS-approved tax benefits. The bill mandates that MNsure facilitate a straightforward application process for MinnesotaCare Plans, allowing individuals to easily compare coverage options and receive assistance with premium tax credits and cost-sharing reductions. It also emphasizes the need to maintain existing benefits and enrollment processes for current enrollees during the transition to the new MinnesotaCare Plan, ensuring continuity of care.

Statutes affected:
Introduction: 62V.02, 62V.03, 62V.05, 62V.051, 62V.13