The bill amends Minnesota Statutes to allow insurers to provide explanations of benefits (EOBs) electronically, enhancing the accessibility and convenience for health care patients. Specifically, it modifies section 62J.51, subdivision 19a, to replace the term "document" with "either of a group purchaser's claim adjudication for services rendered or its electronic equivalent under section 62J.581." Additionally, section 62J.581 is revised to establish standards for uniform explanations of benefits, allowing group purchasers to offer these EOBs electronically while ensuring patients have the option to choose between paper and electronic formats.

Key provisions include requirements for group purchasers to provide clear instructions for patients to communicate their preferences regarding the format of their EOBs. If patients do not respond, they will receive a paper version by default. The bill also mandates that any electronic version of the EOB must adhere to the same data elements and definitions as the paper version, ensuring consistency across formats. Overall, the legislation aims to modernize the delivery of health care reimbursement information while maintaining patient choice and clarity.

Statutes affected:
Introduction: 62J.51, 62J.581