The proposed bill establishes the MinnesotaCare public option, expanding eligibility and creating a premium scale for enrollees. It mandates the commissioner of commerce to seek a Section 1332 waiver and appropriates funds for implementation. Key amendments to Minnesota Statutes include the addition of definitions for "MinnesotaCare public option" and "public option enrollee," effective January 1, 2027, or upon federal approval. The bill enhances the role of MNsure by integrating the public option into its operations, allowing individuals to easily access and enroll through the MNsure website. It also establishes certification requirements for insurance producers and compensation structures for navigators and in-person assisters who aid in enrollments.

Furthermore, the bill specifies that public option enrollees will be treated as MinnesotaCare enrollees, subject to the same provisions unless otherwise stated. It outlines eligibility criteria, cost-sharing requirements, and the responsibilities of managed care plan vendors, including reimbursement rates for services provided to public option enrollees. The enrollment process will be managed by the Board of Directors of MNsure, with specific enrollment limits set for the public option over the next few years. The commissioner of commerce is tasked with submitting a federal waiver to secure necessary approvals and funding, with appropriations allocated for technology costs and public awareness initiatives. The effective date for the public option is set for January 1, 2027, or upon federal approval, whichever is later.

Statutes affected:
Introduction: 62V.02, 62V.03, 62V.05, 62V.051, 62V.06, 62V.13, 256L.01, 256L.03, 256L.04, 256L.07, 256L.12