This bill amends Minnesota Statutes 2024, section 62A.59, by adding a new subdivision that prohibits health carriers from using algorithms or artificial intelligence programs when determining whether to approve or deny prior authorization requests for health insurance. The intent of this legislation is to ensure that decisions regarding prior authorizations are made without the influence of automated systems, which may not adequately consider individual patient circumstances.

The new provision will take effect on January 1, 2026, and will apply to all health plans that are offered, sold, issued, or renewed on or after that date. This change aims to enhance the transparency and fairness of the prior authorization process in health insurance, ensuring that human judgment remains central to these critical decisions.

Statutes affected:
Introduction: 62A.59