This bill establishes new requirements for certificates of insurance related to workers' compensation insurance in Minnesota, aimed at preventing fraud. It introduces a new section in Minnesota Statutes, chapter 176, titled "WORKERS' COMPENSATION FRAUD PREVENTION; CERTIFICATES OF INSURANCE." Key provisions include the requirement for every certificate of insurance to include a scannable QR code that links to original certificate information, such as coverage verification and expiration dates. Employers must report the number of employees insured and the estimated payroll for the coverage period to the commissioner.

Additionally, insurers are mandated to track the number of certificates issued and report this data to the department's verification system. They must also maintain records of employers found to have committed premium fraud or missed renewal audits. The commissioner is granted enforcement authority under section 176.184 to ensure compliance with these new requirements.