This bill establishes new requirements for health plan companies in Minnesota regarding the calculation of an enrollee's contribution toward out-of-pocket maximums and cost-sharing requirements. Specifically, it mandates that health plan companies must include any amounts paid by the enrollee or on their behalf when determining their overall contribution. The bill defines "cost sharing" to encompass co-payments, coinsurance, and deductibles.

The new legal language is proposed to be codified in Minnesota Statutes, chapter 62Q, under section 62Q.491. The provisions of this bill will take effect for health plans that are offered, issued, or renewed on or after January 1, 2026.