This bill mandates that all health plans providing maternity benefits in Minnesota must cover infertility treatment and standard fertility preservation services. It establishes definitions for infertility and outlines the required coverage, which includes diagnosis and treatment for infertility, as well as unlimited embryo transfers and a limit of four completed oocyte retrievals. The bill also specifies that health plans cannot impose cost-sharing requirements greater than those for maternity coverage and prohibits any exclusions or limitations on fertility medications and services that differ from those applied to other prescription medications.

Additionally, the bill amends Minnesota Statutes to require medical assistance and MinnesotaCare to cover infertility treatment and standard fertility preservation services, ensuring that these programs meet the same requirements as health plans. It includes provisions for reimbursement to health plan companies for the mandated coverage and appropriates funds for the implementation of these services. The effective date for these changes is set for January 1, 2026, or upon federal approval, whichever is later.

Statutes affected:
Introduction: 256B.0625