This bill establishes new requirements for certificates of insurance related to workers' compensation insurance in Minnesota, aimed at preventing fraud. It introduces a new section in the Minnesota Statutes, chapter 176, specifically designated as [176.1781]. The bill defines key terms, including "certificate of insurance" and "QR code," and mandates that every certificate issued must include a scannable QR code linking to the original certificate information, such as coverage verification and expiration dates. Employers are required to report the number of employees insured and the estimated payroll for the coverage period to the commissioner.

Additionally, the bill outlines requirements for insurers, including tracking the number of certificates issued and reporting this data to the department's verification system. Insurers must also maintain records of employers found to have committed premium fraud or missed renewal audits. The commissioner is granted enforcement authority under section 176.184 to ensure compliance with these new provisions.