This bill establishes new requirements for certificates of insurance related to workers' compensation in Minnesota, aimed at preventing fraud. It introduces a new section in Minnesota Statutes, chapter 176, specifically designated as [176.1781] WORKERS' COMPENSATION FRAUD PREVENTION; CERTIFICATES OF INSURANCE. The bill mandates that every certificate of insurance must include a scannable QR code linking to the original certificate information, including coverage verification and expiration dates. Employers are required to report the number of employees insured and the estimated payroll for the coverage period to the commissioner. Additionally, insurers are tasked with tracking the number of certificates issued and reporting this data to the department's verification system. They must also maintain records of employers found to have committed premium fraud or missed renewal audits. The commissioner is granted enforcement authority under section 176.184 to ensure compliance with these new regulations.