This bill establishes direct primary care service agreements in Minnesota, defining them as non-insurance arrangements that are not subject to existing insurance regulations. It amends Minnesota Statutes 2024, section 62A.01, by adding a new subdivision that clarifies that entering into a direct primary care service agreement does not constitute the business of insurance, and health care providers are not required to obtain a certificate of authority or license to market or sell these agreements. Additionally, the bill amends section 62A.011 to specify that direct primary care service agreements are excluded from the definition of health plans.

The bill also introduces a new section, 62Q.20, which outlines the requirements for direct primary care service agreements, including the necessity for a written contract, the ability for either party to terminate the agreement, and the stipulation that the fees charged are not reimbursable under traditional health insurance plans. It further details the conduct of direct practices, including maintaining appropriate accounts and prohibiting misleading representations. Violations of these provisions may be considered unprofessional conduct, leading to potential disciplinary actions against providers.

Statutes affected:
Introduction: 62A.01, 62A.011