This bill mandates that health plans in Minnesota provide coverage for infertility treatment and standard fertility preservation services, applicable to all health plans offering maternity benefits. It introduces new legal language under section [62Q.60], which outlines the definitions of infertility, the required scope of coverage, and the cost-sharing requirements that must align with maternity coverage. Specifically, health plans are required to cover diagnosis and treatment for infertility, including unlimited embryo transfers and up to four completed oocyte retrievals, while excluding coverage for surgical reversal of elective sterilization. Additionally, the bill prohibits health plans from imposing any limitations on coverage that are not generally applicable to maternity benefits.

Furthermore, the bill amends Minnesota Statutes 2024, section 256B.0625, to include a new subdivision that mandates medical assistance and MinnesotaCare to cover infertility treatment and standard fertility preservation services, ensuring that these programs meet the same requirements as health plans under section 62Q.60. The bill also includes appropriations for fiscal years 2026 and 2027 to support the implementation of these coverage requirements. The effective date for these provisions is set for January 1, 2027, or upon federal approval, whichever is later.

Statutes affected:
Introduction: 256B.0625
1st Engrossment: 256B.0625