This bill mandates that health insurance plans in Minnesota provide coverage for over-the-counter (OTC) contraceptive drugs, devices, and products without requiring a prescription. It amends existing statutes to redefine "contraceptive method" to include both prescription and OTC contraceptives, and establishes that health plans must cover all types and brands of OTC contraceptives purchased at a pharmacy without any cost-sharing requirements. Additionally, the bill specifies that health plans must not impose limitations on the type, quantity, or purchase frequency of OTC contraceptives and must defer to the attending provider's determination of medical necessity for covered contraceptive methods.

Furthermore, the bill requires the Department of Commerce to collaborate with the Departments of Health and Human Services to disseminate information about the new coverage for OTC contraception. It also mandates annual reports to the legislature starting March 31, 2027, detailing the usage and costs associated with this coverage. The effective date for these provisions is set for January 1, 2026, applying to health plans offered, issued, or renewed on or after that date.

Statutes affected:
Introduction: 62Q.522, 256B.0625