This bill mandates that health insurance plans in Minnesota provide coverage for over-the-counter (OTC) contraceptive drugs, devices, and products without requiring a prescription. It amends existing statutes to define "over-the-counter contraceptive" and "prescription contraceptive," ensuring that both types are covered under health plans. The bill prohibits health plans from imposing cost-sharing requirements, referral restrictions, or delays for contraceptive methods and services. Additionally, it requires health plans to include at least one of each type of FDA-approved contraceptive in their formulary and to cover all OTC contraceptives purchased at a pharmacy without requiring a prescription.

Furthermore, the bill outlines the responsibilities of the Department of Commerce and the Departments of Health and Human Services to provide public information about OTC contraception coverage and to report annually on the usage and costs associated with this coverage. The effective date for these provisions is set for January 1, 2026, applying to health plans offered, issued, or renewed on or after that date. The bill aims to enhance access to contraceptive options and ensure that individuals can obtain necessary contraceptive methods without financial barriers.

Statutes affected:
Introduction: 62Q.522, 256B.0625