This bill amends Minnesota Statutes 2024, section 60A.07, by adding a new subdivision that requires insurance companies to accept an individual taxpayer identification number (ITIN) as an alternative to a Social Security number (SSN) on insurance coverage applications. Specifically, if an insurance company mandates the provision of a Social Security number, it must also allow applicants to use an ITIN instead. The application for insurance coverage must clearly indicate that the company accepts ITINs.

The new provision is set to take effect on January 1, 2026, and will apply to all insurance coverage that is offered, issued, or renewed on or after that date. This change aims to enhance accessibility for individuals who may not have a Social Security number but possess an ITIN, thereby broadening the pool of potential insurance applicants.

Statutes affected:
Introduction: 60A.07