A bill for an act
relating to taxation; individual income and corporate franchise; providing a
subtraction from income for certain commercial loans issued by financial
institutions; amending Minnesota Statutes 2022, sections 290.0132, by adding a
subdivision; 290.0134, by adding a subdivision.

BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF MINNESOTA:

Section 1.

Minnesota Statutes 2022, section 290.0132, is amended by adding a subdivision
to read:


new text begin Subd. 36. new text end

new text begin Commercial loans for business or agricultural purposes. new text end

new text begin For a financial
institution that is an S corporation, the amount of income from a commercial loan is a
subtraction if:
new text end

new text begin (1) the value of the loan is $5,000,000 or less; and
new text end

new text begin (2) the loan was provided to a person residing or located in this state and used primarily
for a business or agricultural purpose.
new text end

new text begin EFFECTIVE DATE. new text end

new text begin This section is effective for taxable years beginning after December
31, 2023.
new text end

Sec. 2.

Minnesota Statutes 2022, section 290.0134, is amended by adding a subdivision
to read:


new text begin Subd. 21. new text end

new text begin Commercial loans for business or agricultural purposes. new text end

new text begin For a financial
institution, the amount of income from a commercial loan is a subtraction if:
new text end

new text begin (1) the value of the loan is $5,000,000 or less; and
new text end

new text begin (2) the loan was provided to a person residing or located in this state and used primarily
for a business or agricultural purpose.
new text end

new text begin EFFECTIVE DATE. new text end

new text begin This section is effective for taxable years beginning after December
31, 2023.
new text end

Statutes affected:
Introduction: 290.0132, 290.0134