65B.472 TRANSPORTATION NETWORK FINANCIAL RESPONSIBILITY.

Subdivision 1.

Definitions.

(a) Unless a different meaning is expressly made applicable,
the terms defined in paragraphs (b) through deleted text begin (g)deleted text end new text begin (p)new text end have the meanings given them for the
purposes of this deleted text begin chapterdeleted text end new text begin sectionnew text end .

(b) deleted text begin Adeleted text end "Digital network" means any online-enabled application, software, website, or
system offered or utilized by a transportation network company that enables the
prearrangement of rides with transportation network company drivers.

new text begin (c) "Disability and income loss benefits" means compensation for 85 percent of the
injured person's loss of present and future gross income from inability to work proximately
caused by the nonfatal personal injury sustained.
new text end

new text begin (d) "P1," "P2," and "P3" have the meanings given in section 181C.01, subdivision 4.
new text end

new text begin (e) "Funeral and burial expenses" has the meaning given in section 65B.44, subdivision
4.
new text end

new text begin (f) "Medical expense benefit" has the meaning given in section 65B.44, subdivision 2,
except that medical expenses for rehabilitative services are not subject to section 65B.45.
new text end

new text begin (g) "Personal injury" means a physical injury or mental impairment arising out of and
in the course of work and includes personal injury caused by occupational disease. A personal
injury is only covered if the injury occurs to a driver during the driver time periods. Physical
stimulus resulting in mental injury and mental stimulus resulting in physical injury shall
remain compensable.
new text end

deleted text begin (c) Adeleted text end new text begin (h)new text end "Personal vehicle" means a vehicle that is used by a deleted text begin transportation network
companydeleted text end new text begin TNCnew text end driver in connection with providing a prearranged ride and is:

(1) owned, leased, or otherwise authorized for use by the deleted text begin transportation network companydeleted text end
driver; and

(2) not a taxicab, limousine, for-hire vehicle, or a private passenger vehicle driven by a
volunteer driver.

deleted text begin (d) Adeleted text end new text begin (i)new text end "Prearranged ride" means the provision of transportation by a driver to a rider,
beginning when a driver accepts a ride requested by a rider through a digital network
controlled by a transportation network company, continuing while the driver transports a
requesting rider, and ending when the last requesting rider departs from the personal vehicle.
A prearranged ride does not include transportation provided using a taxicab, limousine, or
other for-hire vehicle.

new text begin (j) "Replacement services loss benefits" means all expenses reasonably incurred by or
on behalf of the nonfatally injured person in obtaining usual and necessary substitute services
in lieu of those that, had the injured person not been injured, the injured person would have
performed not for income but for direct personal benefit or for the benefit of the injured
person's household. If the nonfatally injured person normally, as a full-time responsibility,
provides care and maintenance of a home with or without children, the benefit to be provided
under this subdivision shall be the reasonable value of such care and maintenance or the
reasonable expenses incurred in obtaining usual and necessary substitute care and
maintenance of the home, whichever is greater.
new text end

new text begin (k) "Survivors economic loss benefits" has the meaning given in section 65B.44,
subdivision 6, except that these benefits are not subject to the weekly maximum amount.
new text end

new text begin (l) "Survivor replacement services loss benefits" has the meaning given in section 65B.44,
subdivision 7, except that these benefits are not subject to the weekly maximum amount.
new text end

deleted text begin (e) Adeleted text end new text begin (m)new text end "Transportation network company"new text begin or "TNC"new text end means a corporation, partnership,
sole proprietorship, or other entity that is operating in Minnesota that uses a digital network
to connect transportation network company riders to transportation network company drivers
who provide prearranged rides.

deleted text begin (f) Adeleted text end new text begin (n)new text end "Transportation network company drivernew text begin ,new text end "new text begin "TNC driver,"new text end or "driver" means
an individual who:

(1) receives connections to potential riders and related services from a transportation
network company in exchange for payment of a fee to the transportation network company;
and

(2) uses a personal vehicle to provide a prearranged ride to riders upon connection
through a digital network controlled by a transportation network company in return for
compensation or payment of a fee.

deleted text begin (g) Adeleted text end new text begin (o)new text end "Transportation network company ridernew text begin ,new text end " new text begin "TNC rider," new text end or "rider" means an
individual or persons who use a transportation network company's digital network to connect
with a transportation network driver who provides prearranged rides to the rider in the
driver's personal vehicle between points chosen by the rider.

deleted text begin (h) Adeleted text end new text begin (p)new text end "Volunteer driver" means an individual who transports persons or goods on
behalf of a nonprofit entity or governmental unit in a private passenger vehicle and receives
no compensation for services provided other than the reimbursement of actual expenses.

Subd. 2.

Maintenance of transportation network financial responsibility.

(a) A
transportation network company driver or transportation network company on the driver's
behalf shall maintain primary automobile insurance that recognizes that the driver is a
transportation network company driver or otherwise uses a vehicle to transport passengers
for compensation and covers the driverdeleted text begin :deleted text end new text begin during P1, P2, and P3.
new text end

deleted text begin (1) while the driver is logged on to the transportation network company's digital network;
or
deleted text end

deleted text begin (2) while the driver is engaged in a prearranged ride.
deleted text end

(b) new text begin During P1, new text end the following automobile insurance requirements apply deleted text begin while a
participating transportation network company driver is logged on to the transportation
network company's digital network and is available to receive transportation requests but
is not engaged in a prearranged ridedeleted text end :

(1) primary coverage insuring against loss resulting from liability imposed by law for
injury and property damage, including the requirements of section 65B.49, subdivision 3,
in the amount of not less than $50,000 because of death or bodily injury to one person in
any accident, $100,000 because of death or bodily injury to two or more persons in any
accident, and $30,000 for injury to or destruction of property of others in any one accident;

(2) security for the payment of basic economic loss benefits where required by section
65B.44 pursuant to the priority requirements of section 65B.47. A transportation network
company and a deleted text begin transportation network companydeleted text end driver, during the period set forth in this
paragraph, are deemed to be in the business of transporting persons for purposes of section
65B.47, subdivision 1, and the insurance required under this subdivision shall be deemed
to cover the vehicle during the period set forth in this paragraph;

(3) primary uninsured motorist coverage and primary underinsured motorist coverage
where required by section