A bill for an act
relating to insurance; requiring health plans to cover over-the-counter contraceptives
approved by the United States Food and Drug Administration; proposing coding
for new law in Minnesota Statutes, chapter 62Q.
BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF MINNESOTA:
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For purposes of this section, "over-the-counter contraceptive"
means a contraceptive which:
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(1) may be purchased in Minnesota without a prescription by a licensed health care
professional; and
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(2) has been approved as a nonprescription drug by the United States Food and Drug
Administration.
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A health plan must cover all over-the-counter
contraceptives.
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Notwithstanding subdivision 1, a health plan is not required to cover
a particular over-the-counter contraceptive for the benefit year in which the over-the-counter
contraceptive is approved as a nonprescription drug by the United States Food and Drug
Administration.
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The coverage required under this
section must be provided without cost-sharing, including but not limited to deductible,
co-pay, or coinsurance. The coverage required under this section must be provided without
any limitation that is not generally applicable to other coverages under the plan.
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This section is effective January 1, 2025, and applies to all policies,
plans, certificates, and contracts offered, issued, or renewed on or after that date.
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