A bill for an act
relating to health insurance; prohibiting insurers from requiring co-payments for
children's mental health services; proposing coding for new law in Minnesota
Statutes, chapter 62Q.
BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF MINNESOTA:
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(a) A health plan company is prohibited from requiring a co-payment to be paid for
mental health services received by a child under the age of 18.
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(b) A health plan that is a high-deductible health plan in conjunction with a health savings
account must require a co-payment for mental health services received by a child under the
age of 18 at the minimum level necessary to preserve an enrollee's ability to make tax-exempt
contributions and withdrawals from the health savings account, as provided under section
223 of the Internal Revenue Code of 1986, as amended.
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This section is effective January 1, 2025, and applies to health
plans offered, issued, or renewed on or after that date.
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