This bill mandates comprehensive coverage for infertility treatment under all health plans that provide maternity benefits to Minnesota residents. It introduces a new section in Minnesota Statutes, chapter 62A, specifically addressing the scope of coverage, which includes diagnosis and treatment of infertility as well as standard fertility preservation services. The bill outlines that coverage must be deemed medically necessary by the treating healthcare provider and recognized by reputable medical organizations. It specifies that health plans must cover various infertility treatments, including ovulation induction, artificial insemination, and in vitro fertilization, while allowing for unlimited embryo transfers and a limit of four completed oocyte retrievals.

Additionally, the bill prohibits health plans from imposing greater cost-sharing requirements for infertility coverage compared to maternity coverage and restricts any exclusions or limitations on fertility medications and services. It defines "infertility" and outlines the criteria for diagnosis and treatment, ensuring that individuals seeking assistance with fertility issues receive equitable care. The provisions of this bill will take effect on August 1, 2023, applying to all health plans issued or renewed after that date.