This bill amends the Michigan Insurance Code of 1956 by adding a new section, 3406qq, which mandates that health insurance policies delivered, issued for delivery, or renewed in the state must provide coverage for insulin and certain diabetes-related devices without any cost-sharing requirements for the insured. Specifically, the bill requires insurers to cover insulin and medically necessary diabetes devices, including blood glucose test strips, glucometers, continuous glucose monitors, lancets, and insulin syringes, ensuring that patients do not incur out-of-pocket expenses for these essential items.

The bill defines "cost-sharing requirement" to include deductibles, copayments, coinsurance, out-of-pocket expenses, aggregate lifetime limits, and annual limits, thereby clarifying the types of costs that are eliminated under this new provision. This legislation aims to improve access to necessary diabetes management tools and medications for individuals living with diabetes in Michigan.

Statutes affected:
Senate Introduced Bill: 500.100, 500.8302